Last Updated: June 2015
Financial Perspectives, Inc. (“FP”, “We”, “Us”, “Its”, or “Our”) is an SEC registered investment adviser located in Minneapolis, Minnesota. FP and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which FP maintains clients. FP may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. FP’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of FP’s website on the Internet should not be construed by any consumer and/or prospective client as FP’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by FP with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of FP, please contact the SEC or the state securities regulators for those states in which FP maintains a notice filing. A copy of FP’s current written disclosure statement discussing FP’s business operations, services, and fees is available from FP upon written request or you may view it online by clicking ADV Part II Firm Brochure (PDF). FP does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to FP website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by FP), will be profitable or equal any historical performance level(s).
Certain portions of FP’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, FP (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from FP, or from any other investment professional. FP is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.
FP’s affiliate, FP Tax & Accounting, LLC (DBA “Dugan & Company”) provides tax preparation, tax advice and accounting services. Such services are separate from advisory services provided by FP.
Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Financial Perspectives, Inc. is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Financial Perspectives, Inc. by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers.
To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to FP’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from FP, or from any other investment professional.
Each client and prospective client agrees, as a condition precedent to his/her/its access to FP’s website, to release and hold harmless FP, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from FP.
The information and trademarks on the Site are the property of FP (or any other entity noted herein) and are protected under United States and worldwide intellectual laws and treaty provisions. FP grants you permission to use such materials for your personal use only, so long as : (i) such use is solely for informational, non-commercial purposes and does not modify or revise the materials in any manner; (ii) any copies of such information plainly display all copyright and proprietary notices, in the same form and manner as on the original. To seek permission for any other use, please contact FP’s Chief Compliance Officer.
FP’s affiliate, FP Tax & Accounting, LLC (DBA “Dugan & Company”) provides tax preparation, tax advice and accounting services.
Each client that elects to participate in the password-protected access portion of FP Internet website agrees and understand that participation will allow each client to review certain investment-related information published by FP and unaffiliated third parties. This password-protected access is made available to clients of FP free of charge. This authorization shall continue until canceled in writing.
The client understands that the password-protected section is a secure website intended only to allow a client access to information relative to his/her/its specific account. The client should also understand that he/she/it will be assigned an individual password, which should not be shared with any other person. Client hereby releases and holds FP harmless from any adverse consequences relative to any failure by the client to keep the identity of password(s) secure.
If you have any questions regarding our Terms & Conditions, you can call us at (877) 553-7780.